Save your spare change with Round Ups

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What is Round Ups?

How it works

Double your Round Ups

Get started

Round Ups is available to customers who have an eligible current account, an eligible instant access savings account and are registered for the Ponance Bank Mobile App. Round Ups can only be made on debit card and contactless payments in Sterling. Sometimes we run Prize Draws that you're automatically entered to when you switch on Round Ups, but we're not running one right now.

Saving could be as easy as spending

Can't get your head around saving right now? Or maybe you're up for putting away a bit more? Wherever you're at, Round Ups can help make it easy. It can save your spare change from the everyday things you buy and put it in your savings account.

Here's how it works

Pay with your debit card or contactless device - say it's a coffee for £2.30

We'll round up the amount to the nearest pound

We'll send your spare change, in this instance 70p, to your savings account

Round Ups starts working as soon as you turn it on, and includes any debit card or contactless payments already pending. You can see these pending transactions in the app.

Save more when you double your Round Ups

Ready to really boost your savings? Now you can double your Round Ups to send even more spare change to your savings account - so if you spend £2.30 on that coffee, you'd be topping up your savings by £1.40 instead of 70p. Sound good? Just choose 'Double Round Ups' when you switch on Round Ups in the app.

You're still the boss

Use the app to switch between single and double Round Ups, or turn Round Ups off and on, whenever you want
Round Ups will never take you into overdraft - we'll make sure of that
See how much you've saved in 'My Transactions' (Smug feelings optional)

Here's what you need

1. A Ponance Bank current account

2. An eligible Ponance Bank instant access savings account

3. The Ponance Bank Mobile App

Our Mobile App is available to personal and business banking customers aged 11+ using compatible iOS and Android devices. You'll need an international mobile number in specific countries. Account eligibility apply.

Start saving with Round Ups

Have you got our mobile app?

Your next steps

Log into the app
Go to the 'Round Ups' tab under your current account
Tap it and follow the instructions

Download the app

Open the camera on your mobile or tablet and point it at the QR code
Tap the link when it pops up on your device and you'll go straight to where you can download the app

Can't scan the QR code?

It's an easy fix - here's how

On your mobile or tablet, go to the App Store (Apple) or Google Play (Android)
Search for 'Ponance Bank Mobile Banking'
Tap to download the app