If you're looking to make your DIY plans a reality or your home more energy efficient our home improvement loans could help
You can get a personalised quote at the start of your online application and then decide if you want to take out a loan with us
You could get your loan funds on the same day if you apply online, are unconditionally accepted and sign your loan documents before 5.45pm Mon – Fri. Sometimes we need to contact you for more information, so it can take a little longer
To apply for a loan online, you must be 18+ and a resident with a Ponance Bank current account (held for 3+ months).
£7,500
0 months
£137.55
£8,253.00
3.9
3.9
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
When you apply for a loan, based on your circumstances, we might give you the option to defer your first repayment.
Find out how likely you are to be approved for a home improvement loan at the start of your application.
We'll show you how much you could borrow, your personalised interest rate and monthly payments. And there's no impact on your credit score.
There are lots of options when it comes to borrowing money. Depending on what you need money for, an overdraft or credit card could be a better option.
You can use our borrowing options guide to help you figure out what type of lending will best suit your needs.
Before you apply, we need to check you're happy with a few things.
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
