Credit card repayment calculator
Find out how much faster you could clear your existing credit card balance by fixing your payments, instead of paying the minimum amount.
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Manage your credit card
Credit card management made easy
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Credit card payment disputes
If you’ve not received the goods or services you’ve paid for by credit card, the first step in making a claim is speaking to the retailer to see if they can resolve. If the payment was made through PayPal, please refer to their Disputes team for details on how to resolve.
Time for a change?
If you're looking for a credit card that matches your lifestyle and spending habits, you might want to consider looking at the features of our other credit cards.
You can see our range of credit cards by following the 'compare our credit cards' link below.
Could a second credit card help you manage your spending?
Keep balances separate by using a second credit card for a specific purchase, event or type of spending.
It's important to remember that a second credit card will mean you could have two balances to pay off every month, including accrued interest. There may also be two annual fees to pay, if you choose a card with an annual fee.
Eligibility applies. You cannot open a second credit card of the same type as your current card.
5 reasons to download our app
- If you have misplaced your card, you can lock and unlock it on the app
- Take control of your spend by locking/ unlocking certain transaction types or setting a daily/ monthly budget.
- Set up a direct debit, pay your credit card or view your last 2 years statements.
- Request a pin reminder or unblock your pin
- Register your travel plans
Manage your credit card simply and safely with Online Banking
- Set up and manage Instalment Plans and regular payments
- View your balance and transactions
- Register your travel plans
- Adjust your credit limit
- Request a Balance Transfer
App available to customers aged 11+ with compatible iOS and Android devices and an international mobile number in specific countries. Online Banking available to customers aged 11+ with a Ponance Bank account.