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Existing customers

Get the most from your Select Silver account

My Select Silver account

We want to make your financial life as simple as possible, so we’ve gathered all the information for your Select Silver account in one place.

Use my membership benefits

Ways to pay

Unlock the benefits of using your Ponance Bank card

There are many secure and convenient ways to pay with your Ponance Bank card.

Learn more about:

  • Apple pay
  • Google pay
  • Contactless payments

Criteria apply.

Our current accounts

Upgrade or change your Ponance Bank account

We have bank accounts that suit your needs, from everyday bank accounts to accounts that reward you.

Specific account criteria apply.

Your arranged overdraft

Set up, change or remove an arranged overdraft

If you already have an Arranged Overdraft limit on your account that you feel is too low or too high, we can help you change it.

Overdrafts available to eligible Ponance Bank current account customers, residents aged 18 or over. Subject to lending criteria.

Change your current account

If you'd prefer one of our other accounts, you can change your account online. It's quick and easy to change.

You need to be a current account holder, 18+ and a resident.

Sole account holder

I want to change my account
  • Keep your existing sort code and account number
  • Arranged overdraft limits will be retained
  • No impact to your credit rating

Joint account holders

I want to change my account
  • Keep your existing sort code and account number
  • Arranged overdraft limits will be retained
  • No impact to your credit rating

Important documents to read

We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.

Mobile and Online banking

5 reasons why you should use our Mobile App

View your balance and statements anytime

Make payments to your saved payees (limits apply)

Pay someone new without a card reader (limits apply) 

Pay your bills and manage recurring payments on the go (limits apply)

Transfer money between your accounts 

Online Banking is a secure, easy to use and convenient way to manage your account

View your balance

Make payments

Set up and manage your regular payments

Transfer money between your accounts

Set up and go paperless

Something else we can help you with?